CRED Referral Code | Refer & Earn Up To ₹1000 [Use Link Given Below]

CRED Referral Code

Here is what you have been looking for, specifically the cred referral code. It is a reminder to all the readers that there are no referral codes but referral links for CRED that you can avail, of using different sources as mentioned later in the sections in this article.

If the users refer to the CRED referral link for their first-ever payment, they will be able to earn a reward of up to Rs.250 as cashback.

About CRED App

Cred is a smartphone application created to simplify for customers the process of managing credit and paying credit card bills. The app’s ability to check a user’s credit score for free is one of its distinctive features. The app’s user-friendly interface makes it simple for users to manage their payments and access their credit cards.

With Cred, consumers can pay their credit card bills quickly and easily using only a few taps on their smartphone, eliminating the need to visit a physical branch or sign in to their bank’s website. Particularly for people who have several credit cards from several banks, this saves time and effort. The application also serves as a reminder for approaching deadlines, saving users from late fines and damaging effects on their credit scores.

Along with bill payment and credit score tracking, Cred also provides consumers with a selection of rewards and cashback deals. By using the app to pay credit card bills or by encouraging friends to use the service, you can receive these benefits. Users will find the incentives attractive because they may be used to purchase a variety of goods and services.

CRED Referral Code: Overview

Cred Referral Code (2023)0ge36fjp
Signup BonusUp to ₹250 Sign Up Bonus
Refer & EarnUp to ₹1000
Referral Amount₹750 Per Referral
CRED RedeemCashbacks and Discounts
Minimum bill₹500

Click Below To Open Cred Referral Code/Link

There is no referral code available. Proceed to install the app through the provided link.

How To Apply CRED Referral Code Link?

To apply for a CRED referral link, you need to follow these steps:

Step 1.

The CRED app is available for download from the Google Play store.

Step 2.

Use the provided link to download the CRED app.

Step .3

Go to the control center after opening the app.

Step 4.

The “Refer and Earn” option can be found by scrolling down.

Step .5

Then select “Invite Friends.”

Step 6.

Tell your friends about your referral link.

Step 7.

After downloading, you must complete the activation steps and provide your identifying documents in order to validate your CRED account.

Step 8.

Choose “Continue” after launching the app, then input the cellphone number associated with your credit card.

Step 9.

Choose the Accept Terms checkbox to proceed.

In case any of the listed steps creates a hindrance to proceeding further It is recommended to contact CRED customer support for further assistance with verifying your account.

CRED Refer And Earn

Cred Refer And Earn

A program called CRED tries to recognize and reward those who are creditworthy. Users of the platform can use the app to pay their credit card bills and earn rewards points in the process. 

These points can be exchanged for a range of benefits, such as refunds, savings, and even cost-free goods and services.

Some latest CRED referral codes are as:

  • To enter to win 10,000, first, refer 750 people.
  • Second, refer 750+ tickets to win one million.
  • Third, refer 750+ tickets to win ten million.

Users can welcome their friends and relatives to join CRED and receive reward points for doing so through the refer and earn program

This is how it goes:

1. Recommend a friend: Users can share their CRED referral code to invite their friends and family to sign up for CRED.

2. Friend registers: The referral code must be used, and the friend must have a credit score of 750 or higher, in order for CRED to be activated.

3. You gain rewards: After your buddy registers, you will receive reward points that may be redeemed for a variety of benefits.

According to the current offer, a user’s ability to earn rewards points through the refer and earn program varies. For each successful recommendation, customers may earn hundreds or even thousands of reward points.

For CRED, the refer and earn program has been a great success because it enables them to increase their user base while compensating their current users for promoting their platform. 

Everyone benefits from the circumstance, therefore it’s understandable why so many people have utilized this program.

The validity of your cred referral code is only available till 48 hours after your first sharing. Your referred friend has to download cred using the link before the provided or you shall simply reshare a new one.

For unlocking your CRED gem, click on Club> Referral and enjoy the provided benefits as such.

Redeem Your CRED Reward Today

1. Open the CRED app.
2. Go to the “Rewards” section.
3. Select the reward you want to redeem.
4. Follow the instructions to redeem the reward.
5. The reward may be credited to your credit card or may be available as cashback.
6. You can also use CRED coins to purchase products on e-commerce platforms like Amazon and Flipkart.

It is important to note that the redemption process may vary depending on the type of reward and the terms and conditions of the offer. It is recommended to check the CRED app for the latest information on rewards and redemption options.

CRED Referral Gem

As advantageous as this platform is, you will be receiving 10 Gems for every Cred you refer. You may either withdraw this to use as a Refer and Earn bonus or enter a fortunate draw for a chance to win about 50,000 Amazon Gift cards.

The ability to mix referral gems with other reward points to gain even better incentives is one of their benefits. For illustration, a customer might have obtained 50 referral diamonds from successful referrals in addition to 200 reward points from paying credit card bills. A higher-value prize, such as a free Amazon gift card or a discount on a travel package, can then be unlocked by combining these incentives.

The CRED reward program’s referral gems system has been a hit since it incentivizes users to welcome their friends and family to utilize the site. A user can earn more referral gems and unlock larger incentives if their referrals are more successful.

The Benefits And Drawbacks Of Using The CRED App


  1. Simple credit card payment management: Using the CRED app, customers can pay all of their credit card bills in one location, saving time and the hassle of visiting different bank websites.
  2. Tracking rewards: CRED gives consumers a unified picture of the rewards points they’ve accrued from several credit cards, making it simple to keep track of and use rewards.
  3. Access to unique deals, discounts, and prizes from partner companies like Swiggy, BookMyShow, and Uber are made available to CRED members.
  4. Referral program: With the CRED app, customers can refer friends and family members to receive reward points.
  5. Security: The CRED app incorporates cutting-edge security measures, including end-to-end encryption, biometric authentication, and device protection, to safeguard user data.


  1. Only a few Indian banks’ choice credit cards are currently supported via the CRED app, which has limited credit card compatibility. This implies that some customers might not be able to handle all of their credit cards through the app.
  2. The possibility to use reward points for in-app purchases is provided by CRED, which can persuade consumers to spend more money than they otherwise would.
  3. Users must have an active credit card in order to use the CRED app, which could be a drawback for individuals who don’t want to use credit cards.
  4. Rewards might not matter: The benefits provided by CRED may not be appropriate for some users’ hobbies or spending patterns.

Cred Invite Code: How To Send Cred App Link On WhatsApp

How To Send Cred App Link On WhatsApp
Send CRED Referral Code link on Whatsapp

You may quickly and easily welcome your friends and family to the platform so they can start using it and earning rewards points by sharing the CRED app link and invite code on WhatsApp.

To share the CRED app URL and invite code on WhatsApp, follow these steps:

1. Launch the CRED app on your smartphone, open the CRED app, and log in to your account.
2. Click “Refer and Earn” to access it. Go to the “Refer and Earn” area of the app once you’ve signed in.
3. Choose “Invite via WhatsApp” from the menu. There is an option to “Invite via WhatsApp” under “Refer and Earn.” Make this your choice.
4. Share the invite link. The app will immediately create a message with your invite link and invite code after you choose the “Invite via WhatsApp” option. Before sending the message to your WhatsApp contacts, you can alter it or include a personal note.
5. Deliver the message. After customizing the message, just press the send button to send your WhatsApp contacts the CRED app link and invite code.

CRED on Google Play Store
CRED on Apple Store

This is it now! Your loved ones can now sign up for CRED and begin accruing reward points by using the invite link and code. Remember to share the CRED app link and invite code with as many people as you can since the more successful referrals you make, the more reward points you can earn.

How To Share Cred Referral Code?

  1. Launching the CRED app On your smartphone, open the CRED app and log in to your account.
  2. Click “Refer and Earn” to access it. Go to the “Refer and Earn” area of the app once you’ve signed in.
  3. You can find your specific CRED referral code on the screen in the “Refer and Earn” section. By tapping the “Copy Code” button next to it, you can also copy the code.

There are many ways you can let your friends and family know your CRED referral code once you obtain it. You can verbally share it with them or send it to them via text message, email, social media, or another channel.

When you share your CRED referral code, make sure to inform your friends and family that they must use the code. To make sure you get the referral incentive, they can input the code when signing up.

Benefits Of Verifying My Account On CRED

  • When paying credit card bills, CRED gives benefits.
  • Furthermore, CRED’s transaction and user verification policies are created to guarantee trading transparency and stop money laundering and other criminal actions. 
  • It is advised that you speak with CRED customer service to learn more about the advantages of having your account verified.

Frequently Asked Questions

1. How to get 250 from CRED?

For the payment to qualify for reward points, it must be at least Rs. 250

2. How do I claim referral cashback in CRED?

You may view a list of everyone who signed up for CRED using your referral code in the “Refer and Earn” area.

3. How does CRED refer to and earn work?

After registering for CRED, you may access your exclusive referral code in the app’s “Refer and Earn” area. Send your family and friends this code via email, social media, or messaging services.


We hope you were able to earn your CRED referral code by now. The referral code program from CRED is a useful addition to their point-based system of incentives because it enables customers to accumulate more points for successful recommendations. 

Users can access even better rewards and advantages by combining referral gems with other reward points. Take advantage of the referral program if you utilize CRED to start earning referral gems right away!

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